Demystifying Personal Injury Claims: Key Terminology You Need to Know

Demystifying Personal Injury Claims: Key Terminology You Need to Know 

When you’re involved in a personal injury claim, understanding the language of the legal world is crucial. From navigating conversations with your attorney to comprehending court documents, knowing the essential terminology can empower you throughout the process. In this blog, we’ll break down the key terms you need to know to confidently pursue your personal injury claim. 

1. Negligence: Negligence forms the basis of many personal injury claims. It refers to the failure to take reasonable care, resulting in harm to another person. To establish negligence, you must demonstrate that the defendant owed you a duty of care, breached that duty, and caused your injuries as a result. If interested in reading more about an example of negligence in hospitals we go into more detail about general negligence here: What Claims Can I Make From Injuries in a Hospital.
2. Damages: Damages are the financial compensation awarded to the injured party in a personal injury case. These can include: – **Economic Damages:** Tangible losses like medical expenses, lost wages, and property damage. – **Non-economic Damages:** Intangible losses such as pain and suffering, emotional distress, and loss of enjoyment of life. 
3. Liability: Liability refers to legal responsibility for an action or inaction that caused harm to another person. Establishing liability is crucial in determining who is at fault for your injuries.
4. Statute of Limitations: The statute of limitations is the time limit within which you must file a personal injury lawsuit. Missing this deadline could result in your case being dismissed, so it’s important to act promptly. For a more in depth breakdown check out our blog What is the Statute of Limitations in Georgia. WHAT IS THE DEADLINE FOR FILING A PERSONAL INJURY CLAIM IN GEORGIA?
5. Pre-existing Condition: A pre-existing condition is a medical condition that you had before the accident or incident that led to your personal injury claim. While pre-existing conditions don’t necessarily prevent you from seeking compensation, they can complicate your case and require careful consideration. 
6. Settlement: A settlement is an agreement reached between you and the responsible party or their insurance company, often outside of court. It typically involves the payment of a negotiated amount of compensation in exchange for releasing the responsible party from further liability. You can find more information about what happens after a case is settled in our blog post Your Injury Case is Settled! Now Who do you Have to Reimburse? 
7. Liability Insurance: Liability insurance is coverage that provides financial protection to the insured party in the event they are found legally responsible for causing injury or damage to another person or their property. This insurance often comes into play in personal injury claims, as it may cover the compensation owed to the injured party. 

Armed with these essential terms, you’re better equipped to navigate the complexities of a personal injury claim. Remember, seeking legal advice from a qualified attorney is crucial to ensuring your rights are protected and you receive fair compensation for your injuries.  Attorney Bethany L. Schneider, of Schneider Injury Law, has a wealth of knowledge and experience in personal injury. If you have been injured, or have questions on  call Schneider Injury Law at (404) 800-3060, or email Bethany directly, at be*****@sc*********************.com, for a free case consultation. With a clear understanding of the terminology and the support of legal professionals, you can confidently pursue the justice and compensation you deserve.